Here is what my debt looks like currently. All of these debts have gone to collections, which means, while they don't take any money out of our budget, however...they do bring down my credit score.
Current Credit Score: 616
Credit Card Debt: 1,025.00
Cell Phone Debts: 1,800.00
Other Various Debts: 1,000.00
As you can see, I got myself into a bit of trouble by having a credit card, and by having cell phone plans. Both of which I know are my weakness.
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